UTI Mutual Fund

is this Best UTI Mutual Fund 2020?

UTI Mutual Fund was established in 2003 to provide wealth creation opportunities to investors through investment in capital markets. Since then the fund house has become one of the leading AMCs in India with the help of industry-led best practices, long term vision, and a flexible business model.

It offers a wide range of investment solutions, including domestic mutual funds, portfolio management services, international businesses, retirement solutions, venture funds, and alternative investment funds. The fund house wants to be the most preferred mutual fund to continue best-in-class services with a focus on nation-building.

Reason’s to choose UTI Mutual Funds

SIP Calculator – UTI Mutual Fund

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Top 5 UTI Mutual Funds

1. UTI Money Market Fund Direct

Money market debt funds invest in bonds with maturities of up to 1 year. Their goal is to earn slightly better returns than your bank account or short-term fixed deposits. The risk of loss in these funds is negligible, but they do not guarantee returns or capital security.

Retail investors can avoid these funds altogether. Why here Debt funds are very finely classified, depending on the maturity of the bonds in which they invest. For example, there is a different category of funds that invest in bonds with a maturity of 3 months, maturing in 3–6 months from those investing in that bond, And so on.

We believe that such a granular classification adds very little value to retail investors. They can avoid this complication and simply invest the money they do not need in liquid funds next year.

Returns

Fund Name 3 Year (%) 5 Year (%) Category
UTI Money Market Fund Direct
3.72
7.68
Market Money

3. UTI Nifty Index Fund Direct

When you invest for five years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options. But be prepared for fluctuations in your investment value along the way.

It is a fund that invests in large companies. Compared to those investing in small companies, such funds are lower when stock prices fall. Therefore, they are more favorable for conservative equity investors.

Returns

Fund Name 3 Year (%) 5 Year (%) Category
UTI Nifty Index Fund Direct
2.13
5.24
Large Cap

4. UTI Multi Asset Fund Direct

The tax treatment of this fund may vary depending on its asset allocation. It will be levied based on its average asset allocation in the last 12 months in the following manner.

If the mutual fund unit is sold after 1 year from the date of investment, a profit of up to Rs 1 lakh in a financial year is exempt from tax. A tax of more than 1 lakh rupees is levied at the rate of 10 lakhs.

Returns

Fund Name 3 Year (%) 5 Year (%) Category
UTI Multi Asset Fund Direct
1.77
4.36
Multi Asset Allocation

5. UTI Long Term Equity Fund Direct

When you invest for five years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options. Apart from this, you get tax exemption on the amount invested under Section 80C of the Indian Income Tax laws. According to this section, a total investment of up to Rs 1.5 lakh in a financial year in eligible securities like this fund is exempt from tax.

But be prepared for fluctuations in your investment value along the way.

 

Returns

Fund Name 3 Year (%) 5 Year (%) Category
UTI Long Term Equity Fund Direct
0.54
5.58
ELSS

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