Nippon India Mutual Fund

Nippon India Mutual Fund

Nippon India Mutual Fund (formerly Reliance Mutual Fund) is one of the leading asset management companies in India. It manages assets in managed accounts, mutual funds, pension funds, alternative investments, and offshore funds.

Nippon Life India Asset Management Limited (NAM India) is the asset manager of the Nippon India Mutual Fund (NIMF). The promoters of NAM India are Reliance Capital Limited and Nippon Life Insurance Company, which hold 75.93% of their total issued and paid-up equity share capital.

Reliance Capital Limited is one of India’s highest RBI registered non-banking finance company and has business interests in asset management, life insurance, general insurance, stockbroking and other activities in the financial sector.

Reason’s to choose Nippon India Mutual Fund

  • An investor has the option to redeem all or a portion of their investment at any time to get the current value of the stock.
  • Mutual funds provide diversification.
  • Mutual funds provide tax benefits.
  • Mutual funds have liquidity.
  • Mutual fund performance is regularly reviewed by many agencies, publications and professionals.

SIP Calculator – Nippon India Mutual Fund

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Top 5 Nippon India Mutual Fund

1. Nippon India Arbitrage Fund

Arbitrage funds invest in equity shares and derivatives and earn their returns through the price difference between a share and its futures. By investing in these funds, you can expect better returns than what you would get from a bank account.

Arbitrage funds fully protect their equity investments, which basically means that their returns are not affected by the day-to-day fluctuations of the stock market. The risk of loss in these funds is low, but they do not guarantee returns or capital security.

Returns

Fund Name 1 Year (%) Rating Fund Size Category Risk Grade
Nippon India Arbitrage Fund
6.5
5
7,944
Hybrid
Moderately Low

2. Nippon India Gilt Securities Fund

It is a fund that invests mainly in bonds issued by the Government of India. These bonds do not pose any risk of default as the investors’ money is repaid by the government. But they suffer from sharp fluctuations due to changes in interest rates.

Like most other debt fund categories, we believe retail investors can avoid this as well. In our opinion, debt funds only make sense for retail investors if they have been investing for 3 years or less.

For that type of investment horizon, liquid debt funds and short-term debt funds are more suitable.

Returns

Fund Name 1 Year (%) Rating Fund Size Category Risk Grade
Nippon India Gilt Securities Fund
14.3
5
1,381
Debt
Moderate

3. Nippon India Pharma Fund

It is a fund that invests primarily in stocks of pharmaceutical and healthcare companies.

We believe that investors should avoid funds that have an investment mandate defined as such. Instead, they should invest in multi-cap funds which gives the fund management team complete freedom to invest in companies from which it expects to make the most profit.

Returns

Fund Name 1 Year (%) Rating Fund Size Category Risk Grade
Nippon India Pharma Fund
37.8
5
2,992
Equity
High

4. Nippon India Liquid Fund

Liquid funds invest in bonds with maturities of up to 3 months. They are suitable to park the amount you have set aside to meet any emergency needs or any additional money that you do not need for the next few months to a year. You can expect better returns than what you would get from a bank account.

The risk of loss in these funds is negligible, but they do not guarantee returns or capital security. Although rare, there are some instances when liquid funds have suffered losses.

Remember, these are suitable for investing only for short periods of time up to one year. Do not invest in this or any other liquid fund if your objective is to build wealth in the long run.

Returns

Fund Name 1 Year (%) Rating Fund Size Category Risk Grade
Nippon India Liquid Fund
5.8
4
31,728
Debt
Low

5. Nippon India Money Market Fund

Money market debt funds invest in bonds with maturities of up to 1 year. Their goal is to earn slightly better returns than your bank account or short-term fixed deposits. The risk of loss in these funds is negligible, but they do not guarantee returns or capital security.

Retail investors can avoid these funds altogether. Why here Debt funds are very finely classified, depending on the maturity of the bonds in which they invest. For example, there is a different category of funds that invest in bonds with a maturity of 3 months, maturing in 3–6 months from those investing in that bond.

We believe that such a granular classification adds little value to retail investors. They can avoid this complication and simply invest money that they do not need in liquid funds next year.

Returns

Fund Name 1 Year (%) Rating Fund Size Category Risk Grade
Nippon India Money Market Fund
7.7
4
4,218
Debt
Low

Also Read:-SBI Mutual Fund

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