5 reasons why You should Choose L&T Finance Mutual Fund

L&T Investment Management Limited is an asset management company of L&T finance Mutual Fund. The company is a wholly owned subsidiary of L&T Finance Holdings Limited, a publicly listed NBFC.

Fund managers and analysts create new ideas based on the fund. For example, internal and external research, macro-economic analysis, in-depth research of the market, and team meetings contribute to such ideas in terms of fixed income money.

On the other hand, views on equity funds arise in external research, industry experts, suppliers, regulators and investment team meetings.

Reason’s to choose L&T Finance Mutual Fund

  • The basic objective of this program is to consider the inclusion of financial security to modern employees as an integral part of their compensation and benefits.
  • The program attempts to restrict employees most of the money invested in L&T finance Mutual Fund from net debt to net equity. As employees prosper, their employers prosper.
  • Opting to systematically agree a portion of your salary to save in qualified plans of L&T finance Mutual Fund of your choice.
  • Employees can choose to opt out of the program at any time of their choice. Please refer to the terms and conditions of this program.

SIP Calculator – L&T Finance Mutual Fund

  • Step 1

    Go to the L&T Finance Mutual Fund SIP calculator link

  • Step 2

    Enter Amount and Year to achive goal

  • Step 3

    Check Result

Top 5 L&T Finance Mutual Fund

1. L&T India Value Mutual Fund

When you invest for three years or longer, you can expect a profit beating the inflation rate and slightly higher than fixed income options. But be prepared for some fluctuations in your investment value along the way.

Conservative hybrid funds invest a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds provide a viable option for regular income seekers.

Returns

Fund Name 3 Year (%) 5 Year (%) NAV Category Fund Size
L&T India Value Mutual Fund
5.94
12.53
35.8
Equity Mutual Fund
8404.03

Warning: If you need to capitalize your investment in less than three years, do not invest in this or any other aggressive hybrid fund.

2. L&T Emerging Businesses Fund

When you invest for seven years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options.

L&T finance Mutual Fund that invests in small companies. Compared to those investing in large companies, such funds tend to fall more when stock prices fall. Therefore, you can expect higher returns in the long term, but more severe fluctuations along the way.

Returns

Fund Name 3 Year (%) 5 Year (%) NAV Category Fund Size
L&T Emerging Businesses Fund
5.94
12.43
22.72
Equity Mutual Fund
6177.32

3. L&T Liquid Fund

Liquid funds invest in bonds with maturities of up to 3 months. They are suitable to park the amount you have set aside to meet any emergency needs or any additional money that you do not need for the next few months to a year. You can expect better returns than what you would get from a bank account.

The risk of loss in these funds is negligible, but they do not guarantee returns or capital security. Although rare, there are some instances when liquid funds have suffered losses.

Returns

Fund Name 3 Year (%) 5 Year (%) NAV Category Fund Size
L&T Liquid Fund
7.04
7.53
2653.63
Debt Mutual Fund
15516.24

4. L&T Short Term Bond Fund

Short Duration debt funds are suitable for investing your money for a period of 1 year to 3 years. You can earn higher returns than bringing a bank fixed deposit of a similar period.

The risk of loss in these funds is low in the said time frame, but they do not guarantee returns or capital security like bank deposits. There have been instances when short-term funds have suffered losses.

Remember, these are suitable for investing only for short periods of up to 3 years. If your objective is to build wealth in the long run, do not invest in it, nor any other short duration funds.

Returns

Fund Name 3 Year (%) 5 Year (%) NAV Category Fund Size
L&T Short Term Bond Fund
7.74
8.42
19.22
Debt Mutual Fund
4002.4

5. L&T Hybrid Equity Fund

Aggressive hybrid funds invest 65–80% of your shares in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds that invest all your money in stocks, but they are relatively low when the stock markets fall.

This makes them suitable for conservative equity investors or first-time equity investors who are not used to its steep fluctuations.

If the mutual fund unit is sold after 1 year from the date of investment, a profit of up to Rs 1 lakh in a financial year is exempt from tax. A tax of more than 1 lakh rupees is levied at the rate of 10 lakhs.

Returns

Fund Name 3 Year (%) 5 Year (%) NAV Category Fund Size
L&T Hybrid Equity Fund
7.25
10.65
27.78
Hybrid Mutual Fund
9381.57

Warning: If you need to redeem your investment in less than five years, do not invest in this or any other aggressive hybrid fund.

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