ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund was established in 1998 as a joint venture (JV) between ICICI Bank and Prudential Plc. The fund house draws on the financial expertise and rich experience of its parent company and sponsors. It has used an impressive mix of investment expertise, resource bandwidth, and process orientation to become one of the leading AMCs in India.

It offers a wide range of exchange-traded funds and solution-oriented schemes as well as mutual fund schemes in equity, debt, and hybrid categories. The fund house strives to provide its investors with a sound investment experience that simplifies their wealth creation journey.

Reason’s to choose ICICI Prudential Mutual Funds

  • ICICI Prudential AMC is one of the leading asset management companies in India.
  • Their mutual fund schemes operate entirely from an investor-centric approach, the organization today has an appropriate mix of investment expertise, resource bandwidth, and process orientation.
  • The ICICI Prudential Mutual Fund Scheme seeks to simplify its investor journey to meet its financial goals, and deliver a sound investor experience through innovation, stability, and sustained risk-adjusted-performance.
  • ICICI Prudential Mutual Fund has gained investor confidence by managing funds according to its investment objectives and has been able to deliver better risk-adjusted returns.
  • This fund house has emerged as a premier investment solution provider in India in the last 20 years and has always aimed to fulfil its responsibility of managing investor funds with prudent and due diligence.

SIP Calculator – ICICI Prudential Mutual Fund

  • Step 1

    Go to the ICICI Prudential Mutual Fund SIP calculator link

  • Step 2

    Enter Amount, Year and Check Result

Top 5 ICICI Prudential Mutual Fund

1. ICICI Prudential Saving Fund

Short-term debt funds invest in bonds over a period of 6 months to 1 year. Their goal is to earn slightly better returns than your bank account or short-term fixed deposits. The risk of loss in these funds is negligible, but they do not guarantee returns or capital security.

Retail investors can avoid these funds altogether. Why here Debt funds are very finely classified, depending on the maturity of the bonds in which they invest.

For example, there is a different category of funds that invest in bonds with a maturity of 3 months, maturing in 3–6 months from those investing in that bond.

We believe that such a granular classification adds little value to retail investors. They can avoid this complication and simply invest money that they do not need in liquid funds next year.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
ICICI Prudential Saving Fund
4.28
10.06
11.60
Hybrid (Conservative Hybrid)
Moderately High

2. ICICI Prudential Equity & Debt Fund

When you invest for five years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options. But be prepared for fluctuations in your investment value along the way.

Aggressive hybrid funds invest 65–80% of your shares in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds that invest all your money in stocks, but they are relatively low when the stock markets fall.

This makes them suitable for conservative equity investors or first-time equity investors who are not used to its steep fluctuations.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
ICICI Prudential Equity & Debt Fund
-6.40
12.83
15.54
Hybrid (Aggressive Hybrid)
Moderately High

3. ICICI Prudential Bluechip Fund

When you invest for five years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options. But be prepared for fluctuations in your investment value along the way.

It is a fund that invests in large companies. Compared to those investing in small companies, such funds are lower when stock prices fall. Therefore, they are more favorable for conservative equity investors.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
ICICI Prudential Bluechip Fund
-7.03
13.43
14.88
Equity (Large Cap)
Moderately High

4. ICICI Prudential Balanced Advantage Fund

The tax treatment of this fund may vary depending on its asset allocation. It will be levied based on its average asset allocation in the last 12 months in the following manner.

Although the investor does not pay this tax directly, it is deducted from the dividend income before it is passed on to the investor.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
ICICI Prudential Balanced Advantage Fund
0.32
10.48
12.45
Hybrid (Dynamic Asset Allocation)
Moderately High

5. ICICI Prudential Liquid Fund

Liquid funds invest in bonds with maturities of up to 3 months. They are suitable to park the amount you have set aside to meet any emergency needs or any additional money that you do not need for the next few months to a year. You can expect better returns than what you would get from a bank account.

The risk of loss in these funds is negligible, but they do not guarantee returns or capital security. Although rare, there are some instances when liquid funds have suffered losses.

Remember, these are suitable for investing only for short periods of time up to one year. Do not invest in this or any other liquid fund if your objective is to build wealth in the long run.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
ICICI Prudential Liquid Fund
7.45
7.22
7.79
Debt (Liquid)
Low

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