hdfc mutual fund

HDFC Mutual Fund

HDFC Mutual Fund was established in 1999 as a joint venture between Housing Development Finance Corporation Limited (HDFC) and Standard Life Investments Limited (SLI).

The fund house has become one of the largest and most profitable mutual fund managers in India with the help of simple and accessible investment products, systematic transactions, highly stable management and a diversified distribution network.

Reason’s to choose HDFC Mutual Funds

  • HDFC Mutual Funds is launched on 30 June 2000.
  • Positive & Reliable Funds Performance in Divert Asset Class in Different Market Cycle.
  • Main Focus is to Set Solid Infrastructure Backed Research Team.
  • Optimal Management of Portfolio Risk.
  • Investment plan for almost all Financial goal.
  • Majority of Funds are 3 star rated.
  • Funds are available in every asset class.
  • You can choose funds according to your risk profile.

SIP Calculator – HDFC Mutual Fund

  • Step 1

    Go to the HDFC Mutual Fund SIP calculator link

  • Step 2

    Enter the amount which you regularly invest

  • Step 3

    Enter SIP investment frequency

  • Step 4

    Enter Expected rate of return

  • Step 5

    Enter the period after which you want to know the value of SIP

  • Step 6

    Check Result

Top 5 HDFC Mutual Funds

1. HDFC Short Term Debt Fund

Short-term debt funds are suitable for investing your money for a period of 1 year to 3 years. You can earn higher returns than bringing a bank fixed deposit of a similar period.

The risk of loss in these funds is low in the said time frame, but they do not guarantee returns or capital security like bank deposits. There have been instances when short-term funds have suffered.

Remember, these are suitable for investing only for short periods of up to 3 years. If your objective is to build wealth in the long run, do not invest in it, nor any other short-duration fund.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
HDFC Short Term Debt Fund
10.62
8.28
8.50
(Debt) Short Duration
Low
  • Risk is very low and returns potential is very high in this fund.
  • Invest in this fund for 1 to 3 years.

2. HDFC Small Cap Fund

When you invest for seven years or longer, you can expect gains that comfortably beat the inflation rate and are higher than fixed income options.

It is a fund that invests in small companies. Compared to those investing in large companies, such funds tend to fall more when stock prices fall. Therefore, you can expect higher returns in the long term, but more severe fluctuations along the way.

Like all equity funds, you should invest only through the SIP route.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
HDFC Small Cap Fund
-17.27
4.98
7.67
(Equity) Small Cap
Below Average
  • Risk is low and return potential is very high in this fund.
  • Invest in this fund for 10 to 15 years.

Warning: If you need to redeem your investment in less than seven years, do not invest in this or any other small-cap fund.

3. HDFC Credit Risk Fund

Credit risk funds mainly invest in corporate bonds which are below the highest rating assigned by credit rating agencies. A lower rating indicates a higher probability of default of these bonds upon repayment of investors’ funds. Therefore, these funds are among the highest risk among all types of debt funds.

However, they compensate for this additional risk with a higher return potential because these bonds offer better rates of interest than higher-rated bonds. In addition, investors can also benefit if the ratings of these bonds are upgraded later.

But like most other debt fund categories, we believe retail investors can avoid this too. In our opinion, debt funds only make sense for retail investors if they have been investing for 3 years or less. For that type of investment horizon, liquid debt funds and short-term debt funds are more suitable.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
HDFC Credit Risk Fund
10.64
8.17
9.07
(Debt) Credit Risk
Below Average
  • Risk is equal and returns potential is very high in this fund.
  • Invest for 1 to 3 years in this fund.

4. HDFC Corporate Bond Fund

Corporate bond funds have a narrow mandate to invest primarily in highest-class corporate bonds.

Like most other debt fund categories, we believe retail investors can avoid this as well. In our opinion, debt funds only make sense for retail investors if they have been investing for 3 years or less. For that type of investment horizon, liquid debt funds and short-term debt funds are more suitable.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
HDFC Corporate Bond Fund
11.36
8.53
8.76
(Debt) Corporate Bond
Average
  • Risk is equal to the category & return potential is very high as compared to category.
  • Plan for 1 to 4 years in this fund.

5. HDFC Medium Term Debt Fund

Medium-term debt funds invest in bonds maturing in 3 to 4 year time. They aim to earn slightly better returns than inflation and bank fixed deposits of the same period. These funds have a lower risk of loss in the said time frame, but they do not guarantee returns or capital security.

Returns

Fund Name 1 Year (%) 3 Year (%) 5 Year (%) Category Risk Grade
HDFC Medium Term Debt Fund
11.69
8.49
8.74
(Debt) Medium Duration
Below Average
  • Risk is low and return potential is very high in this fund.
  • Plan for 3 to 4 years in this fund.

Top Funds Manager’s

Mr. Prashant Jain

Mr. Chirag Setalvad

Mr. Shobhit Mehrotra

Mr. Vinay R.K Kulkarni

Mr. Anil Bamboli

Mr. Srinivas Rao Ravuri

Mr. Anupam Joshi

Leave a Comment

Your email address will not be published. Required fields are marked *